Michio Kaku
Co-Founder of String Field Theory | NYT Bestselling Author of Quantum Supremacy | Henry Semat Professor, CUNY | Futurist & Science Communicator
Founder, Margaris Ventures | No. 1 Global Fintech & Finance Influencer | 2024 Swiss Derivative Award Winner | Venture Partner, SparkLabs | Board, Reuss Private (€35B AUM)
Spiros Margaris is the world's top-ranked fintech and finance thought leader — the only person to achieve Onalytica's Triple Crown as No. 1 in Fintech, AI, and Blockchain simultaneously. Founder of Margaris Ventures, winner of the 2024 Swiss Derivative Award, and board member of companies managing or processing billions globally, he translates complex AI and fintech futures into clear strategic direction for senior financial audiences.
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Spiros Margaris is the world’s most influential voice in fintech and financial AI — the founder of Margaris Ventures, a prolific venture capitalist and board member, and the only person ever to achieve Onalytica’s “Triple Crown”: simultaneously ranked No. 1 globally in FinTech, Blockchain, and Artificial Intelligence. He has since been ranked No. 1 Global FinTech Influencer multiple additional times by Onalytica, No. 1 Global Finance Influencer by Refinitiv (Thomson Reuters), and in 2025 was named No. 2 among the Top Ten Global Thought Leaders in Venture Capital by Thinkers360. Born and raised in Switzerland, Margaris holds an MBA in Strategy from the University of Toronto’s Rotman School of Management and an Executive MBA from the University of St. Gallen (HSG), and brings over 25 years of experience in investment management, technology, and innovation to every engagement.
AI speaker Spiros Margaris is best known for combining genuine investment authority with extraordinary public reach — a rare combination in the fintech world. As fund manager, his publicly listed Margaris No. 1 AI Basket won the 2024 Swiss Derivative Award for Best Active Managed AMC, recognizing it as one of the most outstanding AI investment products in the Swiss financial market. As an operator, he has guided two fintech startups to unicorn status — STC Pay, where he contributed as a board member to securing a full digital banking license from Saudi Arabia’s central bank, and Snappi, which received a banking license from the European Central Bank. He also serves on the board of Reuss Private Holding, a Swiss multi-family office managing approximately €35 billion in assets under management.
His portfolio of active board and advisory roles reflects both the depth and global breadth of his network. Margaris serves on the board of Barq, the Saudi fintech that reached 7 million customers and 6.5 million cards issued in its first year, processing nearly $20 billion globally. He advised QUALCO through its successful May 2025 IPO. He is a Venture Partner at SparkLabs Group — a global accelerator and VC network with over 14 funds and more than 550 startup investments — where he co-leads the AIM-X AI accelerator in Riyadh, backed by KAUST and SDAIA, Saudi Arabia’s national AI authority. SparkLabs’ Nasdaq SPAC featured Margaris on the Times Square billboard. Indian Prime Minister Narendra Modi personally invited him to the 2024 Global Business Summit in New Delhi to contribute to high-level discussions on fintech and AI policy.
Margaris has authored influential white papers, including “Machine Learning in Financial Services: Changing the Rules of the Game” for SAP, and contributed to The FINTECH Book. He was the first non-IBM keynote speaker at Europe’s largest IBM event, the 2019 IBM Systems Technical University, and has given a TEDxAcademy talk on how fintech can positively impact the world. His commentary is a regular fixture on financial media and is cited across TechCrunch, Forbes, the Financial Times, and Bloomberg. Steve McLaughlin, founder of FT Partners and described by the Financial Times as the “$5 Billion Dealmaker,” has publicly stated of Margaris: “You are picking the winners.”
As a speaker, Spiros Margaris translates the most complex and consequential developments in financial technology, artificial intelligence, and venture capital into clear, authoritative strategic insight for senior audiences. He speaks on the future of fintech and banking, AI’s transformation of financial services, the rise of embedded finance and digital wallets, the global investment landscape for AI startups, and what it takes for incumbents and challengers alike to win in the next era of financial services. His talks are grounded in real deals, real data, and the kind of pattern recognition that only comes from being at the epicentre of global fintech for over two decades.
Artificial intelligence is not just a new tool for financial services — it is the most disruptive force to reshape banking, insurance, and investment management in a generation. In this keynote, Spiros Margaris draws on his experience as a venture capitalist, fund manager, and board member across the global fintech ecosystem to map the AI transformation underway: from machine learning in credit decisioning and fraud detection, to generative AI in customer service and compliance, to the emerging world of agentic AI that may soon operate entire financial workflows autonomously. He distinguishes the hype from the genuine breakthroughs, identifies the companies getting it right, and gives senior leaders a clear framework for where to invest, where to wait, and where the real competitive advantage lies.
Fintech has moved from disrupting incumbents to becoming the infrastructure of the global financial system — and the next wave is already forming. In this forward-looking keynote, Spiros Margaris shares his perspective as one of the world's most active fintech investors and advisors on what the next decade holds: the expansion of embedded finance into every industry, the rise of digital banking in emerging markets, the evolution of stablecoins and digital assets from niche to mainstream, and the role of AI in creating personalized financial experiences at unprecedented scale. Through real examples from his portfolio and advisory work — including companies that reached a million customers in their first weeks — Margaris gives audiences a vivid and actionable picture of where financial services is going, and who will win.
How do the world's most successful fintech and AI investors separate transformative companies from expensive experiments? In this keynote, Spiros Margaris shares the investment philosophy and pattern recognition that earned him the 2024 Swiss Derivative Award and recognition from FT Partners' founder as someone who consistently picks winners. He covers what early signals distinguish category-defining AI companies from the rest, how to evaluate the intersection of regulation and technology opportunity in different markets, and what the global venture capital landscape for AI and fintech looks like from the vantage point of someone who sees deal flow across Europe, the Middle East, and North America. A rare and highly practical insight into how the best minds in fintech investment actually make decisions.
The single greatest opportunity in financial technology is also its most important moral imperative: bringing financial services to the billions of people who have been excluded from them. In this keynote, Spiros Margaris argues that inclusion is not just a social good but a massive commercial opportunity — and that the companies and investors who pursue it will generate the most durable value over the long term. Drawing on his work with fintech companies across Europe, the Middle East, and Asia that are actively expanding access to credit, payments, and savings for underserved populations, he shows how technology is collapsing the cost and friction that historically kept financial services out of reach — and what regulators, incumbents, and startups all need to do to make this transformation happen faster.
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